When you look at the specs of the Forerunner 55 side by side with the Forerunner 245, it should be pretty clear that these watches are very similar from a technical perspective.
By opting for the FR55, you essentially get all the main features of the FR245, with the exception of music storage and a few advanced running metrics.
Basically, if you don’t listen to music while you’re running outdoors, there isn’t all that much reason to go for the FR245. You can basically pocket that extra $100 and simply opt for the F55 instead.